Covers Your Funeral Expenses
Your family gets a cash benefit for the funeral, burial or cremation, and final bills, so no one pays out of pocket.
Cover Your Funeral. Protect Your Home.
Life Insurance for Seniors 55+ designed to cover funeral, final expenses and mortgage payments for a set period of time, so your family keeps the home.
Takes less than 30 seconds
Great
4.7
5,217
reviews on
Trustpilot
Michael R.
★★★★★
Peace of mind for my family
True North made the process simple and easy to understand. They explained everything clearly and helped me find a plan that fits our needs. I feel much more secure knowing my home and family are protected. Highly recommend!
Sarah P.
★★★★★
Caring and knowledgeable team
They were patient, answered all of our questions, and made sure we understood our options. As a homeowner, it's hard to find companies that actually care. True North truly looks out for families and helped us get the right coverage for our home.
David T.
★★★★★
Simple process and great support
The team made everything easy from start to finish. They explained how the protection works in a way that actually makes sense and helped me choose the right coverage for my family. Excellent service and very professional.
Thomas M.
★★★★★
Professional and genuine
They weren't pushy at all and actually took the time to explain the benefits and answer all of my questions. You can tell they truly care about helping families protect what matters most.
Jessica E.
★★★★★
Great experience
From the first call to getting everything set up, the process was smooth and stress-free. The team was professional, friendly, and really took the time to explain our options. I feel confident knowing my family and home are protected.
1,000+
Funerals Covered
4,000+
Homes Protected
Licensed in
40 States
Paid off or not
Works Whether Your Home Is Paid Off or Not
- Paid Off
- Still Paying
- Reverse Mortgage
- Refinanced
- Retired
- Fixed Income
Paid off or still paying, big bank or local lender, your coverage protects your family, not your lender.
The real risk
What Most Families Don't Realize
A funeral can cost $8,000 or more. Most families have to come up with it in just a few days.
Rates can climb with age. Locking in a level rate now can cost far less than waiting.
The mortgage is still due. When the worst happens, the income can stop. The mortgage payment doesn't.
This plan has two jobs: paying for your funeral and keeping the home in your family.
Your coverage
What Equity Protection Does
Two jobs: cover your final expenses and keep your family in the home.
Covers Your Mortgage Payments
The same benefit can help cover mortgage payments or pay off what's left, so your family doesn't have to sell the house.
Built Around You
Coverage is sized to your funeral costs and what's left on your home. Many plans have rates that never go up.
This is how it works
Check Your Equity Protection Options in 3 Simple Steps
-
1
Tell Us What You Want Covered
Answer a few quick questions about your coverage goals and basic health.
-
2
Talk With a Licensed Specialist
A licensed specialist who works with seniors reviews your info and prepares options for your situation.
-
3
Choose Your Coverage
Your specialist walks you through the next steps and helps lock in your coverage.
Frequently Asked Questions
Is this coverage required?
No. It's completely optional and separate from your mortgage.
Is this the same as PMI?
No. PMI protects your lender. This protects your family.
Are you my lender?
No. True North is an independent licensed insurance agency. We work with homeowners no matter who their lender is.
What does it cover?
It's life insurance. When you pass away, the benefit goes to your family, who can use it for the funeral, final bills and mortgage payments. Exact coverage varies by plan.
How much does it cost?
It depends on your age, health and coverage amount. Your specialist will show you real options.
I already have a burial policy. Do I need this?
Many burial policies don't cover the mortgage. We'll review what you have and only recommend something if there's a real gap.
Do I need a medical exam?
Many plans don't. It depends on the carrier and coverage amount.
You Took Care of Your Family. Now Make Sure They're Covered.
Seniors 55+, see your options in under 30 seconds. We compare carriers for the best price.
2 of 8
Who Is This Coverage For?
So we can check options for everyone who needs it.
3 of 8
Who Would Handle the Bills If You Passed?
So we can set up coverage for the right people.
Your information is kept private and never sold.
4 of 8
How Much Coverage Do You Need?
Not sure? That's okay. Your specialist will help.
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Have You Used Tobacco or Nicotine in the Last 12 Months?
Helps us match you with the carriers that offer you the best rates.
Your information is kept private and never sold.
6 of 8
Your information is kept private and never sold.
No medical exam.
7 of 8
What State Is Your Home In?
Coverage options and carriers vary by state, so this makes sure you're matched with a specialist licensed where you live.
Your information is kept private and never sold.
8 of 8
Almost Done! Complete Your Request
Who are we preparing these options for?
Connecting You With an Equity Protection Specialist…
- Reviewing your answers…
- Checking coverage options in your state …
- Finding an available licensed specialist…
- Specialist found!
MATCH FOUND
Good News! You're Matched With Jorge, Your Equity Protection Specialist.
Over 10 years helping senior homeowners protect their homes.
Jorge Murillo
Final Expense & Equity Protection Specialist · NPN 21496769
Available now
- Covers the funeral: so your family isn't stuck with the bill
- Keeps the house: helps cover mortgage payments so no one has to sell
- Lowest price: compares 45+ A-rated carriers
- No medical exam: on many plans
- Locked-in rate: premiums never go up on whole life plans
Jorge will be calling you from (928) 433-2496 . Save this number so you know it's him.
SAVE NUMBERCan't talk now? Pick a time and Jorge will call you then.
Why Now?
Life insurance rates are based on your age and health today. The sooner your coverage is in place, the sooner your family is protected, and waiting usually means paying more.
What Happens on the Call (About 15 Minutes):
- 1 Jorge confirms what you want covered.
- 2 He shows you options for your funeral and mortgage payments from top-rated carriers.
- 3 You decide what fits your family. Zero pressure.
Great
4.7
5,217
reviews on
Trustpilot
Michael R.
★★★★★
Peace of mind for my family
True North made the process simple and easy to understand. They explained everything clearly and helped me find a plan that fits our needs. I feel much more secure knowing my home and family are protected. Highly recommend!
Sarah P.
★★★★★
Caring and knowledgeable team
They were patient, answered all of our questions, and made sure we understood our options. As a homeowner, it's hard to find companies that actually care. True North truly looks out for families and helped us get the right coverage for our home.
David T.
★★★★★
Simple process and great support
The team made everything easy from start to finish. They explained how the protection works in a way that actually makes sense and helped me choose the right coverage for my family. Excellent service and very professional.
Thomas M.
★★★★★
Professional and genuine
They weren't pushy at all and actually took the time to explain the benefits and answer all of my questions. You can tell they truly care about helping families protect what matters most.
Jessica E.
★★★★★
Great experience
From the first call to getting everything set up, the process was smooth and stress-free. The team was professional, friendly, and really took the time to explain our options. I feel confident knowing my family and home are protected.
Jorge Murillo
Final Expense & Equity Protection Specialist
Pick a Time for Your Consultation With Jorge
Pick a Day & Time
⛔ That Day Isn't Available
Please pick a day within the next 4 days.
Time (your local time)
Times shown in Eastern Time (ET)
Wrong time zone?
Rather Jorge just call you?
15–20 minute call · Licensed specialist
Great
4.7
5,217
reviews on
Trustpilot
Michael R.
★★★★★
Peace of mind for my family
True North made the process simple and easy to understand. They explained everything clearly and helped me find a plan that fits our needs. I feel much more secure knowing my home and family are protected. Highly recommend!
Sarah P.
★★★★★
Caring and knowledgeable team
They were patient, answered all of our questions, and made sure we understood our options. As a homeowner, it's hard to find companies that actually care. True North truly looks out for families and helped us get the right coverage for our home.
David T.
★★★★★
Simple process and great support
The team made everything easy from start to finish. They explained how the protection works in a way that actually makes sense and helped me choose the right coverage for my family. Excellent service and very professional.
Thomas M.
★★★★★
Professional and genuine
They weren't pushy at all and actually took the time to explain the benefits and answer all of my questions. You can tell they truly care about helping families protect what matters most.
Jessica E.
★★★★★
Great experience
From the first call to getting everything set up, the process was smooth and stress-free. The team was professional, friendly, and really took the time to explain our options. I feel confident knowing my family and home are protected.
You're All Set !
Your coverage review with Jorge Murillo is booked for the day you picked at the time you picked .
Jorge will call you from (928) 433-2496 . Save it so you know it's us.
⚠️ Important: Make Sure You're BOTH There
If your spouse or partner is being covered too, you BOTH need to be on the call with Jorge. Put it on both of your calendars now. If one of you can't make it, call (928) 433-2496 to reschedule.
Have Ready
- Your mortgage balance (if any)
- Your monthly mortgage payment
- Any life or burial insurance you already have
You're All Set !
Jorge will be calling you from (928) 433-2496 .
SAVE JORGE'S NUMBERSo you know it's him when he calls.
Thanks for saving Jorge's number !
Jorge will call you in the next 5–10 minutes.
Look out for a text confirming we got your request.
We're Sorry
Based on your age, you don't qualify for the coverage we offer. Coverage through our carriers is available for ages 55 to 85.
We're not licensed to offer this coverage in your state yet, so we're unable to match you with a specialist.
Thank you for taking the time to check your options with True North Legacy Planning.